Nestimate

Equity

The gap between what your home is worth and what you still owe. Drag across the chart to see any month.

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Loan-to-value—Under 80% avoids PMI on most loans

Equity you could tap—Keeping 20% in the home

In 5 years—At 2.5% yearly appreciation

Refinance

Compare your current loan with a new one at today's rates. Closing costs are estimated at 2.5% of the new loan.

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Goal

New rate

%

Your loan today——

New loan——

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Pay it down

Extra money toward principal shortens the loan and cuts the interest you pay. See what a little more each month does.

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Extra each month: $0

As scheduled

With extra

Paid off——

Interest saved——

Time saved—Compared with your schedule

Sell

What would land in your account if you sold this month, after commissions, closing costs, and paying off the loan.

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Agent commissions

%

Closing & other costs

%

Your proceeds Loan payoff Commissions Closing costs

Wait a year

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Rent it out

Keep the house and let it earn. Rent is estimated from your home's value; change it if you know your local rents.

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Monthly rent

$

Property manager

Cash flow per year—After every cost listed

Cap rate—Net operating income ÷ value, before the mortgage

Buy next

Use your sale proceeds as a down payment and see what price fits the monthly payment you're comfortable with.

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Monthly budget

$

Mortgage rate

%

Down payment——

New loan—30-year fixed

Payment breakdown——

Market

How homes near you are selling, from for-sale listings in your ZIP code. Example data

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Median days on market: —

Seller's marketBalancedBuyer's market

Median list price——

Median $ / sq ft——

Homes for sale——

Comparable homes nearby	Price	Beds / baths	Sq ft	$ / sq ft	Sold